Our commercial property team has considerable experience acting for both borrowers and lenders in dealing with secured lending over all types of commercial property. We provide practical and commercially-focused advice on all aspects of commercial finance and will ensure that you receive the support and guidance you need.
How rhw can help you
We understand that access to funding can make or break a commercial property transaction. We advise individuals and business owners on guarantees, first and second charges and other collateral security required to fund their business operations. We will ensure that you understand your obligations and that the transaction you enter meets your business requirements.
A commercial mortgage is widely considered one of the most common forms of finance used to buy a commercial property. There are obviously a range of organisations who can lend to you. You should always to a close look across the market to compare mortgages and secure the best deal even in tough economic conditions.
Since the issues that occurred in the markets in 2008/9 lenders will now require a significant amount of information before agreeing a commercial mortgage. The sort of information they request may include a business plan, commercial mortgage repayment proposal and business bank statements and accounts going back a number of years. They may also ask for security on certain types of loans.
We work closely with our corporate team on transactions where the taking of security is required, such as share and asset purchases.
We also advise banks and other lenders on the taking of mortgages, debentures and other securities. We understand the importance of obtaining good security and will provide you with the advice and guidance you need throughout the process.